Going direct to an Insurer may sometimes seem cheaper but this is rarely the case.
Would you fight a legal dispute without a solicitor? Would you lodge your company’s tax return without an accountant?
Would you use an unqualified person to cut down a tree? So why would you insure direct?
Insurance is complex – there are a myriad of policies on the market and by using a broker you can relax – we will do all the homework for you.
We are able to offer broad and tailored policy wordings for all your personal, commercial and industrial insurance requirements. As your professional insurance partner we can analyse your individual situation and needs and provide a professional tailored plan especially for you.
We know the Insurance Market and have the expertise and ability to negotiate competitive premiums and broad policy terms and conditions on your behalf. In many cases Brokers have access to enhanced wordings and greater benefits in your insurance policies. EG we can cover under your Home Insurance contents, including jewellery, up to $10,000 any one item at no additional charge.
With our experience we will ensure that your claims are negotiated and managed to best advantage with us doing all of the work to get you back to work quicker.
We also provide advice on how to make the most of your insurance budget and will explain your policy and any special conditions that you may need to be aware of.
Whether its business, home or motor insurance, Fitzpatrick & Co provides advice and assistance to make sure you are properly protected.